We all have busy lives and I know saving money can be difficult sometimes. That’s why I’ve laid out 10 easy ways to save money without much effort.
Never Pay Full Price For A Book
Public libraries are brimming with books waiting for us to read – for free! The thing that I love best about libraries is that most offer interlibrary book loans. Which means if your local library doesn’t have a book your looking for, they can usually find it at another library and make a request for it. However, it can sometimes take a couple of weeks to receive the book. If you can’t find the book you’re looking for from the library, then thirftbooks.com is an excellent source for quality used books. Of course, as a last resort there is always Amazon’s used section. However, I do prefer Thrift Books to Amazon because the shipping at Thrift Books is much more reasonable.
Follow The Rules Of The Road
Just one traffic ticket can not only mess up your day, it can really mess up your finances. Whether it be a speeding ticket or a red light ticket, any type of moving violation is going to cost you. Not only will you have to pay the cost of the ticket, but there are the additional costs to be paid along with the ticket, such as traffic school and/or legal fees. In addition, you’ll most likely endure future auto insurance premium increases. It just makes more sense to follow the rules of the road and save all that cash!
Avoid The Movie Theater
I’m not advocating a total ban on movie watching, just readjusting your viewing time and place. The average movie theater ticket is close to $9 per person now. Multiply that by the number of people in your family and you’ve got a very expensive day out at the movies (that’s not even including snacks). With movies coming out on DVD closer and closer to their original release day, it just makes sense to wait to watch it on Netflix or Redbox. Depending on how often you go to the movies, the savings could be tremendous! I encourage you to add up just how much money you could save on a monthly and yearly basis.
Never Shop When You Are Hungry
You may have heard the suggestion to never go grocery shopping on an empty stomach because it can cause you to overspend on grocery items you don’t really need. However, there are studies that show any type of shopping (whether it involves food or not) while hungry can lead to overspending on unnecessary items. So the lesson here is make sure your tummy is full before you do any type of shopping.
Use Technology To Your Advantage
Why not use your cell phone to help you save some money or even make a little money? There are plenty of apps out there that have been designed for this purpose. I have put together a list of my eight favorite phone apps that will help you use your cell phone as another way to save money. You can see the list here.
Get To Know Your Community
Many communities organize activities that are not very expensive and sometimes even free. It’s often just a matter of looking on your city’s website to see the variety of activities and/or special events they offer. If your specific city doesn’t offer much, maybe the next bigger city over offers a little more. Get to know and love the area you live in, while saving lots of money!
Wash Your Hands
You’ve heard it before. You see it posted in public restrooms. Yet the sad fact is most people do not wash their hands often enough. A recent survey found that 71% of people said they wash their hands on a regular basis, yet 58% of respondents have witnessed people leaving a public restroom without washing their hands. That is just downright disgusting! No wonder why so many people are ill all the time! The simple habit of washing your hands often can reduce your chances of getting sick, which means less time at the doctor’s office for you and your family! Less medical bills to pay every year will only translate to more cash in your pocket at the end of the year. So wash your hands often! It’s a small price to pay for a big monetary return!
Adjust Your Printer Settings
Printing can be costly if you don’t monitor how you are printing your documents. Making simple changes to how you print, such as changing your font style and size, adjusting your margins, and checking your print settings before you print can all make a difference in how much ink you end up using. I’ve laid out some helpful tips on ways to save money on printing costs in this article.
Always Look For The Best Price On Travel
With so much competition in the travel arena, there should be no reason to pay full price for your next vacation. With a little planning ahead you’re bound to get great deals on airfare, hotels, rental cars, and attractions. If you can, try to travel in the “off-season” for your destination. Not only will you save money, but you will find your destination to not be as crowded either. Use memberships to organizations such as AAA or Costco as resources to get better rates on everything related to travel. I’ve also put together an article about two of my favorite resources for ways to save money when it comes to airfare. You can see that article here.
Do you really need that $50 trinket you just saw in the store? Have the discipline to wait for a week or better yet 2 weeks. Then see if you still feel the $50 is worth it for that trinket you wanted so bad. You’ll be surprised how many things you think you absolutely must have at the moment, yet you end up never going back for them. In the end you’ll end up with less clutter in your home and more money in your wallet.
There you have it, 10 easy ways to save money without trying very hard. What are some creative ways you save your hard-earned money? I’d love to hear your ideas in the comments below!
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